Applying for a mortgage and purchasing a home is a significant step. Did you know that when you apply for a mortgage can affect the interest you pay at closing? There is an optimal time to apply for ...

The frenzied housing market caused by the pandemic looks like it is slowing down and may finally be more favorable for buyers. Though 30-year mortgage rates are higher than a year ago as interest ...

When interest rates fall, you may want to refinance your mortgage. But can you explain what you hope to get out of ...

Our step-by-step guide details the mortgage application process, explaining what you do and what the lender does. Some or all of the mortgage lenders featured on our site are advertising partners of ...

Online-only mortgage applications can offer faster processing times and convenience, but may not be the best fit for individuals with complicated finances or who don’t fit the typical borrower profile ...

If you're gearing up to buy a home, you'll probably need a mortgage to finance that purchase. But if you're new to the process, you may find yourself overwhelmed once you begin putting together your ...

Mortgage rates have quickly risen to the highest levels seen since the first COVID-19 lockdowns were issued in 2020. For Americans in the market for a home loan, the added pressure of rising rates has ...

Time and again, research shows that comparison-shopping for a mortgage lender can help you obtain the best possible loan terms. Compare at least three offers. Before you apply for preapproval, ...

You probably already know a mortgage is a loan used to buy a home. However, you might not know that most lenders will let you know if you pre-qualify for a mortgage, showing you the rates and terms ...