LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

Private credit ratings have surged in recent years, growing from a relatively niche asset class into a cornerstone of portfolios. While ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

In August 2004, Moody's Corp. unveiled a new credit-rating model that Wall Street banks used to sow the seeds of their own demise. The formula allowed securities firms to sell more top-rated, subprime ...

Discover how credit cards can influence your credit score. Learn the do's and don'ts for managing credit card usage and optimizing your financial health.