Learn how credit scores influence car loan interest rates in 2025.

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan ...

Review your credit report, know your credit score and, yes, freeze your credit before stepping on a car dealer's lot. Dealer-arranged financing is convenient but it will limit your options. Typically, ...

Editorial Note: Content was created in partnership with Money Research Collective. Cars.com receives a commission from the partner links contained within the content. By Kimberlee Leonard For most, ...

Our review covers iLending's auto refinancing loan and examines the company's customer experience, transparency, loan affordability and more. NerdWallet's auto loans content, including articles, ...

Editorial Note: Content was created in partnership with Money Research Collective. Cars.com receives a commission from the partner links contained within the content. By Kimberlee Leonard Often, ...

A car loan application can briefly reduce your credit score due to hard inquiries, but disciplined EMI repayment strengthens ...

Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, including roles at Bankrate, CreditCards.com, and Policygenius. Her work ...

Same car, same record — but double the insurance cost? Your credit score is the culprit. Learn what insurers see, plus 6 ways ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...