When an unexpected financial crisis hits, an emergency fund is the ideal safety net to cover surprise expenses. However, an alternative—and sometimes the only option—for relief is your retirement ...
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4% or 8%, what’s the right retirement withdrawal rule to live by?
Quick Read The 4% rule assumes a 30-year retirement horizon with a balanced stock-bond portfolio. Ramsey’s 8% rule requires a ...
You claimed Social Security early and now you're having second thoughts? Here's the surprising news: You might not be locked in forever. Claiming Social Security at 62 felt right at the time. Maybe ...
Hardship withdrawals are like medicine: It's best not to need it, but if you have to take it, be prepared for some discomfort and side effects. One common piece of investing advice suggests only ...
Paul Katzeff is an award-winning journalist who has written four books about how to grow your 401(k) retirement nest egg and one about internet investing. He has worked as a senior reporter/writer at ...
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