Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plans are Medicare Advantage plans. They differ in their flexibility around seeking medical care. Medicare provides ...

Medicare Advantage (Part C) plans are offered through private insurance companies and combine Medicare Part A and Part B benefits, often including Part D prescription drug coverage. HMO plans ...

POS health insurance plans allow you to go to doctors that are in-network or out-of-network, just like a PPO. However, like an HMO, you can only see a specialist after you have a referral from your ...