A home equity loan can can cover the cost of a major expense, but there are some drawbacks. See what makes it different from a HELOC. Keep on reading.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Understand the key factors in selecting a home equity loan, including interest rates, repayment terms and lender ...

Home equity bonds are on the rise as Wall Street is attempting to cash in on the boom of homeowners opening HELOCs. Like Realtor.com® economist Jiayi Xu notes, “the ongoing uncertainty around ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

News last week that home equity loan interest rates hit a new 2025 low may have been welcome by borrowers, but it wasn't exactly unexpected. Home equity loan interest rates have been on a steady ...

Learn how to get the best rate on a home equity loan Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By Written by ...

Home equity is the portion of your property's value that you own outright. To determine how much equity you have, subtract the balance on your mortgage from the house's current market value. For ...

What’s driving home equity rates today? Home equity rates are driven primarily by two factors — Federal Reserve policy and long-term inflation expectations. The Fed cut rates three times in 2025, ...