It's true the Titans secondary is occupied by practice squad players, but 13.5 points is a lot. I'm not calling for an upset, but don't forget that this Jaguars team has lost to the Titans in a critical Week 18 spot before.

Sam Farmer makes his picks and predictions for the final week of the NFL regular season, with the 49ers beat the Seahawks and the Steelers prevailing.

Overall picks to win: 8-8 in Week 17 (173-82-1 for the season) Picks to win with 1-5 confidence: 4-7 (103-64-1) Picks to win with 6-10 confidence: 4-1 (70-18) Overall to cover the spread: 9-6-1 (130-117-9) Cover-the-spread picks with 1-5 confidence: 8-4-1 (107-93-8) Cover-the-spread picks with 6-10 confidence: 1-2 (23-23-1)

The NFL playoff picture will finalize after the NFL Week 18 schedule. The top seeds in both the AFC and NFC are still at stake, as is who is going to take the NFC South and AFC North title and the playoff spot that comes with it.

Week 17 in the NFL already has five games in the books from three Christmas Day games and two on Saturday. The Sunday schedule starts with seven games kicking off at 1 p.m. ET. That gives you seven shots at making a little money on the outcome of those contests.