Learn how credit scores influence car loan interest rates in 2025.

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

Compare auto lenders that work with low credit scores, and explore strategies to improve approval odds and reduce rates Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff ...

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Trying to get a car loan with bad credit can feel like an exercise in frustration. But like parallel parking a minivan or navigating the DMV, getting a good loan with subpar credit is difficult, but ...

Editorial Note: Content was created in partnership with Money Research Collective. Cars.com receives a commission from the partner links contained within the content. By Kimberlee Leonard Often, ...

This guide walks you through how to get a car loan with bad credit. Trending Now: Suze Orman's Secret to a Wealthy Retirement--Have You Made This Money Move? Can You Get a Car Loan with Bad Credit?

What to know about auto loans before you apply — including options for your credit. Many or all of the products on this page are from partners who compensate us when you click to or take an action on ...

A good credit score can save you as much as $10,000 on a car. A bad score can cost you that much. Your credit score largely determines how much interest you pay on a car loan. And interest rates are ...

Fact checked by Betsy Petrick Having bad credit doesn't mean you can't own a nice, reliable car. While it may be challenging to get financing, you may still qualify for a car loan. Consider using a co ...

A good auto loan rate depends on your circumstances and the vehicle. In December 2025, the average new car loan rate was 6.90 ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...