Learn how credit scores influence car loan interest rates in 2025.

Thanks to its latest decision on Wednesday – its final one for 2025 – the Federal Reserve has now reduced its key overnight ...

Car loan refinancing rates are generally higher than new auto loan financing costs. Average rates range from 4.67% to 13.43%, according to RateGenius. If you have a relatively high credit score, ...

The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...

For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates. The average auto loan rate for someone with excellent credit is 5.25%, according to ...

A good auto loan rate depends on your circumstances and the vehicle. In December 2025, the average new car loan rate was 6.90 ...

The Fed's interest rate cut will have a gradual impact on mortgages and credit card rate relief could be slow.

Should auto delinquencies remain flat in 2026 versus 2025, it could indicate U.S. households are putting the economic effects ...

The Fed rate just hit its lowest level in years, but whether mortgage rates fall now depends on a few factors.