“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

A bad credit auto loan is a car financing solution tailored to drivers with lower credit scores — typically, below 580. It’s important to avoid costly but common bad credit auto loan pitfalls by ...

Bad credit loans are offered by banks, credit unions, online lenders and through dealers. Before applying for a car loan with bad credit, it's worth improving your credit score to potentially qualify ...

A good credit score can save you as much as $10,000 on a car. A bad score can cost you that much. Your credit score largely determines how much interest you pay on a car loan. And interest rates are ...

Fact checked by Betsy Petrick Having bad credit doesn't mean you can't own a nice, reliable car. While it may be challenging to get financing, you may still qualify for a car loan. Consider using a co ...

Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum, and how you manage it ...

Editorial Note: Content was created in partnership with Money Research Collective. Cars.com receives a commission from the partner links contained within the content. By Kimberlee Leonard For most, ...

A good auto loan rate depends on your circumstances and the vehicle. In December 2025, the average new car loan rate was 6.90 ...

Installment loans give you something even more valuable than money: Time. Borrowers receive a lump sum of cash and repay the debt in regular, scheduled installments. If you have bad credit, though, ...