No stranger to natural disasters, Pasadena resident Pedro Rojas keeps a safety bag in his car with essentials like a jacket, gloves and running shoes in case he needs to flee at a moment’s notice.

The wildfires that destroyed homes in multiple sections of the Los Angeles area will test California’s efforts to stabilize the state’s insurance marketplace after many insurers stopped issuing residential policies due to the high fire risk.

A quick-strike crew of Native American firefighters and journeymen utility workers from the Navajo Nation are helping Los Angeles residents cut through landslides, mangled trees and charred debris of