Philippine banks could accelerate loan growth to as high as 15 to 18 percent with the adoption of artificial intelligence (AI ...

MANILA, Philippines — A group of consumer advocates has urged the Securities and Exchange Commission (SEC) to reconsider its proposed interest rate cap for small, unsecured loans, warning that this ...

TransUnion said this was a notable reversal in a country where reliance on utang within close circles has long been the norm.

A personal loan could help you pay for emergencies, finance a large purchase, or consolidate debt. At some point, you might think about refinancing a personal loan if you want to try to lower your ...

Personal loans may be seen as a last resort for covering large expenses or consolidating debt, but they can actually be a helpful financial tool. They offer lower interest rates than credit cards and ...

Most personal loan lenders have larger minimum loan amounts. The lenders listed here offer small-dollar loans of $1,000 or less. It may be possible to get a small personal loan at a competitive ...

Credit cards are notorious for high interest rates, making it difficult to attack the principal of the debt. The current average interest rate on credit cards is 21.37%, according to the Federal ...

Long-term personal loans let you spread out repayment over time, often between five and seven years. Longer terms can mean smaller monthly payments, but that usually means higher interest. If you’re ...

Short-term personal loans can provide fast cash for emergencies, home repairs or other unexpected expenses. These loans typically have repayment terms under three years and may come with higher ...

If you're juggling multiple monthly debt payments, high interest rates and the constant worry of falling behind, it's natural to look for a way out. One option that many people consider in this ...

A personal loan can be a useful financial tool for financing just about anything from unexpected expenses to home renovations. Most personal loans are unsecured, meaning they don't require any ...

In the current economic climate, borrowing money has been a challenge due to dropping but still high interest rates, which are affecting everything from mortgages to consumer goods purchases. While ...