Swipe-now, pay-later? It’s booming — but experts warn the risks are growing. ⚠️ As holiday deals push people to split payments on everyday buys, what feels like smart budgeting could quietly turn into unmanageable debt. Track what you owe, pay on time — and don’t lose sight of the bigger picture. #FinancialLiteracy #DebtAwareness #MindfulSpending | Larry Miller | Facebook
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