Confused about PPO, EPO, POS & HMO? 🤔 Let’s break it down! Not all health insurance networks work the same — and choosing the right one impacts your cost, flexibility, and how you access care 👇 🔹 PPO (Preferred Provider Organization) ✅ Most flexible ✅ No referrals needed ✅ Can see out-of-network providers 💰 Higher cost 🔹 EPO (Exclusive Provider Organization) ✅ No referrals needed ✅ Lower cost than PPO 🚫 No out-of-network coverage (unless emergency) 🔹 POS (Point-of-Service) ✅ Mix of HMO PP

CDHP vs PPO - The Difference Between CDHP and PPO Health Insurance Plans

Open Enrollment can be confusing, but it doesn’t have to be. 💡 Let’s break down a few common terms you’ll see this season: 💰 HSA: A Health Savings Account lets you set aside pre-tax money to pay for qualified medical expenses. 🏥 Deductible: The amount you pay out of pocket before your insurance starts to share the cost. 🔄 EPO: An Exclusive Provider Organization plan that covers care only from in-network providers (except in emergencies). 📋 Premium: The amount you pay each month to keep your