CREDIT CARD IS NOT THE SAME AS DEBIT CARD 👉 Credit card = kada tap o gamit, it means utang 👉 Debit card = kada tap o gamit, diretso bawas sa pera mo sa bank account A high credit limit does not mean na marami kang pera. ❌ Pero ibig sabihin nito, may tiwala sayo ang bangko na pautangin ka nang ganito kalaki. At dahil utang yan, syempre kailangan mong bayaran. Ang maganda sa credit card, hindi ka sisingilin ng interest kung babayaran mo naman nang BUO at ON TIME yung utang mo for the given perio
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💳 Maraming tao ang nalulubog sa utang dahil mali ang paggamit ng credit card. Kapag dumarating ang bill, karamihan ay nagbabayad lang ng minimum payment at akala nila ligtas na sila. Pero sa totoo lang — doon nagsisimula ang problema. Ang mga taong marunong sa pera, ginagamit ang credit card para paikutin ang pera, hindi para mangutang. Kung may ₱100,000 kang limit, kaya mong paikutin ang halagang iyon buong buwan — basta marunong kang magbayad sa tamang oras. Hindi ka magbabayad ng interes, at
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💳 Maraming tao ang nalulubog sa utang dahil mali ang paggamit ng …
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