Excel Mortgage Calculator Spreadsheet for Home Loans
Excel Mortgage Calculator Spreadsheet for Home Loans
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Buying with Shared Ownership means a smaller mortgage and smaller mortgage deposit. How? If you are buying a £300,000 home, lets say a 25% share, that share is £75,000. As this is the part you're buying, this is the value of the mortgage and mortgage deposit you need to be able to cover. Deposits? Its dependent on your own circumstances, but you may only need a 5% mortgage deposit, AND because you're getting a smaller mortgage on the share you buy, thats the value the deposit is based on. So, in
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